UJIAN SKRIPSI AKIEF TAJALI ASHAR

Updated: November 15, 2024

Aristiono Nugroho


Summary

This thesis presentation focuses on the impact of utilizing land ownership certificates as business capital among transmigrant communities in Sidadi Village. It discusses the positive effects of financial literacy on business development and decision-making, emphasizing changes in business types, capital investments, and management practices before and after certificate utilization. The study evaluates the role of land certificates in enhancing business operations, recommending further utilization while highlighting the importance of financial literacy in maximizing business potential and market expansion for transmigrant communities.


Opening and Introduction

Introduction and prayer before starting the discussion on the thesis topic about the utilization of land ownership certificates among transmigrant communities in Sidadi Village.

Thesis Presentation Summary

Summary of the thesis presentation focusing on the utilization of land certificates as business capital among transmigrant communities, including the research objectives and methodology used in the study.

Historical Background and Program Details

Background information on Sidadi Village, including its establishment and the transmigration program in Ogan Komering Timur Regency in 1974, aimed at opening new agricultural lands.

Financial Literacy and Business Analysis

Discussion on financial literacy among transmigrant communities, including basic financial knowledge, savings, loans, protection, and investments, and its impact on business development and decision-making.

Impact of Land Ownership Certificate

Analysis of the impact of land ownership certificates on business operations, changes in business types, amount of capital, and business management before and after the utilization of certificates.

Changes in Business Operations

Overview of changes in business types, capital, and management practices among transmigrant communities in Sidadi Village, highlighting the positive impact on business development and market expansion.

Conclusion and Recommendations

Conclusion on the positive effects of land ownership certificates on business development, recommendations for further utilization of the certificates, and the role of financial literacy in enhancing business operations among transmigrant communities.

Interest Rates and Credit Cards

Discussion on different interest rates for credit cards and cooperatives, the impact on small businesses, and the importance of credit card ownership for digital platforms.

Mobile Banking and Credit Cards

Comparison between mobile banking and credit card usage, high interest rates on credit cards, and the implications of credit card ownership on business transactions.

Legalization of Assets

Exploration of the legalization of assets, the connection to transmigration, the certification process, and the differences in certification based on regions.

Business Diversification

Analysis of business diversification and the increase in business types and sizes, focusing on changes in business ownership and capital investments.

Transmigration Programs

Detailed insights into transmigration programs, the certification process for assets, and their impact on agricultural and economic development in specific regions.

Colonial Era and Transmigration

Explanation of the colonial era's impact on transmigration programs and the rationale behind implementing programs like transmigration and redistributions.

Utilization of Land Titles

Discussion on the post-legalization utilization of land titles in transmigrant communities, focusing on economic, social, and political aspects.

Efficiency and Financial Literacy

Evaluation of efficiency in business operations, financial literacy, and the implications of prioritizing effectiveness over efficiency in business management.

Market Reach Analysis

Analysis of market reach for businesses, focusing on the potential of businesses to expand beyond rural areas and the impact of marketing strategies on market penetration.

Financial Literacy and Business Development

Impact of financial literacy on business growth, focusing on knowledge gaps in financial planning and investment decisions.

Pengetahuan Keuangan Dasar dan Lanjutan

Pembicaraan tentang pengetahuan keuangan dasar dan lanjutan serta platform digital. Masyarakat cenderung lemah dalam pengetahuan keuangan, terutama terkait dengan literasi finansial dan prestasi. Diperlukan pemahaman yang baik untuk mengembangkan usaha.

Literasi Finansial dan Prestasi

Penjelasan tentang hubungan literasi finansial dengan prestasi dan pengembangan usaha. Disertai dengan contoh mengenai aset dan modal yang belum digunakan dengan benar.

Prestasi dan Pengembangan Usaha

Diskusi mengenai prestasi dalam konteks literasi finansial dan pengembangan usaha. Penekanan pada pentingnya pemahaman yang baik dalam mengembangkan bisnis.

Hipotesis dan Metode Penelitian

Pembahasan mengenai hipotesis yang didasari oleh perubahan modal serta penggunaan metode kualitatif dan kuantitatif dalam penelitian. Penjelasan mengenai tujuan penggunaan mix method.

Konsep Metode Penelitian

Penjelasan tentang perubahan modal sebelum dan sesudah pemanfaatan sertifikat hak atas tanah serta penggunaan mix method dalam penelitian. Pengertian perubahan modal usaha dan pengelolaan dalam konteks kuantitatif dan kualitatif.

Penggunaan Metode Kualitatif dan Kuantitatif

Diskusi tentang penggunaan metode kualitatif dan kuantitatif dalam mengembangkan pertanyaan penelitian. Penekanan pada pemahaman yang baik antara keduanya serta pentingnya konsekuensi dalam penelitian.

Penyusunan Saran dan Kesimpulan

Pembahasan mengenai penyusunan saran dalam pembahasan skripsi serta penekanan pada pentingnya menyertakan saran yang relevan dan telah dibahas sebelumnya. Saran disusun dengan konteks yang tepat untuk penelitian.


FAQ

Q: What is the main focus of the thesis presentation?

A: The main focus of the thesis presentation is on the utilization of land ownership certificates as business capital among transmigrant communities in Sidadi Village.

Q: Can you provide a summary of the background information on Sidadi Village?

A: Sidadi Village was established as part of the transmigration program in Ogan Komering Timur Regency in 1974, aimed at opening new agricultural lands for transmigrant communities.

Q: What aspects of financial literacy are discussed in relation to transmigrant communities?

A: The discussion includes basic financial knowledge, savings, loans, protection, and investments, and their impact on business development and decision-making among transmigrant communities.

Q: What is the conclusion regarding the impact of land ownership certificates on business development?

A: The conclusion highlights the positive effects of land ownership certificates on business development among transmigrant communities.

Q: What is the significance of financial literacy in enhancing business operations?

A: Financial literacy plays a crucial role in enhancing business operations by bridging knowledge gaps in financial planning and investment decisions.

Q: How are interest rates on credit cards and cooperatives compared in the discussion?

A: The discussion compares different interest rates for credit cards and cooperatives, emphasizing their impact on small businesses and the importance of credit card ownership for digital platforms.

Q: What is emphasized in the evaluation of efficiency in business operations?

A: The evaluation emphasizes the implications of prioritizing effectiveness over efficiency in business management.

Q: What methods are used in the research study, and why is a mix method approach employed?

A: The research study utilizes both qualitative and quantitative methods, with a mix method approach used to provide a comprehensive understanding of changes in business capital before and after the utilization of land certificates.

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